Services

Financial Planning for Families Through Retirement and Beyond

As life moves on, money decisions get more complicated. Investments, retirement choices, taxes, estate planning — none of these happen in isolation, and a decision in one area can quietly affect everything else.

At Trailway Wealth Advisors, we help families make clear, coordinated financial decisions so they can move forward with confidence. We work with people who’ve worked hard for their money, want a trusted advisor in their corner, and appreciate advice that actually connects the dots.

This isn’t about chasing returns or selling products. It’s about understanding what your money is for, when you’ll need it, and building a plan that fits your real life.

Financial planning includes careful analysis and advice regarding: Cash flow, Net worth, Investments, Retirement income, Tax, Insurance, and Estate.

One Advisor. One Plan. Everything Connected.

You don’t have a money problem; you have a "moving parts" problem.

It’s easy to feel overwhelmed when your investments are here, your taxes are there, and your estate plan is stuck in a drawer. At Trailway Wealth Advisors, we bridge those gaps.

We look at your financial life as a single, connected story. By aligning your retirement goals with your current tax situation and long-term legacy, we turn a collection of accounts into a clear path forward. No more surprises—just a plan that works as hard as you do.

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Retirement Planning

Retirement isn’t a single decision — it’s a series of choices that compound over time. The goal isn’t just to stop working, but to create a plan that supports your lifestyle and adapts as life changes.

We help you:

  • Turn savings into reliable income

  • Make confident decisions around timing, CPP/OAS benefits, and investment withdrawals

  • Reach your goals while avoiding mistakes

Investment Management

Investments should support your life — not the other way around. Before recommending anything, we focus on what the money is for and when you’ll need it.

Our approach:

  • Purpose-driven investing tied to real goals

  • Globally diversified, pension-style portfolios built for your timeline and comfort level

  • Ongoing oversight as markets and your life evolve

Services offered:

  • Account management (RRSP, TFSA, RDSP, RESP, FHSA, IPP, cash/non-registered, corporate)

  • Investments (mutual funds, ETF, discretionary portfolios)

Mutual funds offered through IPC Investment Corporation and IPC Securities Corporation.

Tax Planning & Tax Preparation

Good tax planning doesn’t happen once a year — and it doesn’t live in theory. Advice only matters if it actually shows up on your return.

We provide:

  • Ongoing tax awareness throughout the year

  • Personal income tax preparation

  • Planning that considers how today’s decisions affect future taxes

Everything Connected

Estate & Legacy Planning

Your estate plan isn’t just a legal document — it’s your intentions made real. Preparing early avoids surprises and ensures your family gets what you want, when you want.

We help you:

  • Clarify your wishes before you even step into a lawyer’s office

  • Organize your assets and accounts for smooth transitions

  • Advise on strategies that reduce unnecessary taxes and stress

Insurance & Risk Planning

Insurance isn’t about selling a product; it’s about protecting what matters. We focus on the risks that could disrupt your life and help you plan accordingly.

Our approach:

  • Identify gaps in coverage for your family and lifestyle

  • Recommend protection only when it fits your situation

  • Integrate insurance decisions with your overall financial plan

We work best with people who want advice that’s practical, connected, and personal.

This is for you if you:

  • Are considering retirement or recently retired

  • Want a trusted advisor who sees the full picture

  • Value long-term, coordinated investment advice over quick fixes

How We Work With You

We keep the process straightforward. No surprises, no jargon — just a clear path from uncertainty to confidence.

  1. Intro Call
    A short conversation to see if we’re a good fit and answer your initial questions.

  2. Discovery & Clarity
    We review your current situation, goals, and concerns. This helps us understand the full picture before making any recommendations.

  3. Planning & Implementation
    Together, we create a plan that ties investments, retirement, taxes, and estate considerations into a single, actionable strategy. We help implement it where needed.

  4. Ongoing Advice
    Life changes, markets shift, and your priorities evolve. We’re here to keep your plan aligned as things change.

Ready to Get Started?

Book a free Introduction Call today. This is a short conversation to see if we’re a good fit.

No pressure, no obligation — just a chance to get clarity and confidence in your financial plan.

Book an Introduction Call

Pricing

  • Our advisory rate is 1% of assets per year, with discounts available at assets >$1,000,000.

    Mutual funds offered through IPC Securities Corporation and IPC Investment Corporation.

    • $2500 (or >$250k invested with IPC Securities) for a Retirement Income, Tax, and Investment Plan

    • $4500 (or >$450k invested with IPC Securities) for a Retirement Income, Tax, Investment, Insurance, and Estate Plan

  • Insurance premiums are dependant on many factors, including the type of policy, your age, and your health. You pay the insurance provider directly.

    Your advisor is compensated by partner firms in the form of commissions. Typically, these commissions equal the first year annual premium.

    Insurance services offered through IPC Estate Services and PPI Management Inc.

  • In cases when we refer you to a professional such as a lawyer or accountant, we receive no compensation. You pay those professionals directly for their services.

    We may receive referral fees for lending services such as line of credit and mortgages, or third party investment firms. All such fees will be disclosed to you before recommending any of these products.